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With FSAs they require

 With FSAs they require you to be certain that you’re not likely to lose unspent funds. This could give you the chance to make purchases or schedule medical appointments.

 HSAs are an excellent way to avoid worrying about the risk of losing funds. But , you could wish to make the most of the funds that you’ve put aside to pay for medical expenses thanksinsurance thanks insurance Website thanks insurance us in the future which could include, for example, retirement.